WORK INJURIES / WORKERS' COMPENSATION
Work injuries can be detrimental to your financial security and peace of mind. It is important to know that Workers’ Compensation was designed to pay workers for injuries that occur while you are on the job without determining who was at fault.
When injured on the job you should not be afraid to report your injury to your employer and seek medical care immediately. If you wait for several hours or a day or two, your employer can claim you did not become injured on the job.
Work Injuries come in all shapes and sizes, catastrophic, major, minor and occupational disease. Maybe at the time you are injured the injury seems relatively minor and therefore it does not register with you that you might have seriously been hurt. Other injuries are obvious and impossible to ignore. Bottom line is… whether your job is physically demanding or a desk job, no one is 100% safe from workplace accidents/injuries.
Injuries can happen anywhere, at any time to anyone. Either way, it is important to REPORT that you have suffered an injury because your employer is not required to pay your wages until they are notified of your injury.
Workers Compensation Law is filled with pitfalls and it is not suggested that you represent yourself in a claim, as your results will not be the same as when you hire an attorney to navigate through the system and fight for everything you are legally entitled to.
HOW DO I KNOW IF MY EMPLOYER HAS WORKERS’ COMPENSATION INSURANCE TO COVER MY INJURY?
Under Alabama Workers’ Compensation Law, if your employer employs more than four employees, full or part time, your employer is required to have workers’ compensation insurance coverage. If your employer has coverage, you are guaranteed a “benefit certain” in the event of an on-the-job injury or occupational disease.
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